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A Disengaged Generation: Young Workers Disengaged by Pressures of Work Worldwide

NEW YORK, May 25, 2011 /PRNewswire/ -- Young workers around the world are lacking in engagement with their employers and are the most affected by perceived pressures at work, posing long-term retention and management problems for companies and countries, a new GfK study has found.

The study, conducted among more than 30,000 employees in 29 countries by GfK Custom Research, a global market research agency, finds a labor market polarized between disillusioned 18 to 29 year-olds and their older, possibly more resigned, counterparts.

Based on a 5000-interview survey conducted in the United States by GfK Custom Research North America, young employees are undergoing the same experience.

Although younger employees are more likely to be free from the biggest responsibilities at work, a larger percentage of them are "frequently" or "nearly always" concerned about their work-life balance, pressure to work long hours, and personal health.



Microsoft Previews Next Release of Windows Phone

"Mango" to deliver smarter and easier communications, apps and Internet experiences and bring Windows Phone to more customers around the world.

REDMOND, Wash., May 24, 2011 /PRNewswire/ -- Microsoft Corp. today previewed the next major release of Windows Phone, code-named "Mango," through a series of media events around the world. "Mango" will deliver more than 500 new features to push the boundaries of the smartphone experience around communications, apps and the Internet.

The "Mango" release will be available for free to Windows Phone 7 customers and is scheduled to ship on new phones beginning this fall. More details on device update timing will be provided closer to availability. Windows Phone will also add support for additional languages, expand access to apps by launching Windows Phone Marketplace in new countries, and partner with new OEMs to enable expansion to new markets.*

"Seven months ago we started our mission to make smartphones smarter and easier for people to do more," said Andy Lees, president of the Mobile Communications Business at Microsoft. "With 'Mango,' Windows Phone takes a major step forward in redefining how people communicate and use apps and the Internet, giving you better results with less effort."

Communications: Easier to Connect and Share

The smartphone experience can be complicated by a sea of disconnected apps and accounts as people attempt to keep pace with all the ways they communicate — from calls, texts, email and instant messages (IM) to status updates, Tweets, check-ins, photo posting and tagging. To help people stay on top of that growing complexity, the "Mango" release organizes information around the person or group people want to interact with, not the app they have to use.
Threads. Switch between text, Facebook chat and Windows Live Messenger within the same conversation.
Groups. Group contacts into personalized Live Tiles to see the latest status updates right from the Start Screen and quickly send a text, email or IM to the whole group.
Deeper social network integration. Twitter and LinkedIn feeds are now integrated into contact cards, and "Mango" includes built-in Facebook check-ins and new face detection software that makes it easier to quickly tag photos and post to the Web.
Linked inbox. See multiple email accounts in one linked inbox. Conversations are organized to make it easy to stay on top of the latest mail.
Hands-free messaging. Built-in voice-to-text and text-to-voice support enables hands-free texting or chatting.

A Smarter Approach to Apps

Windows Phone will challenge the way people think about apps. Today their usefulness is measured by what can be done within the app, but Microsoft sees the promise of apps in how they can be integrated directly into the core experiences of the phone. In addition to making it easy to get timely notifications and updates from apps right from the Start Screen, the "Mango" release also will surface apps as part of search results and within Windows Phone Hubs. As a result, a useful app is more likely to be right there when needed.
App Connect. By connecting apps to search results and deepening their integration with Windows Phone Hubs, including Music and Video and Pictures, "Mango" allows apps to be surfaced when and where they make sense.
Improved Live Tiles. Get real-time information from apps without having to open them. Live Tiles can be more dynamic and hold more information.
Multitasking. Quickly switch between apps in use and allow apps to run in the background, helping to preserve battery life and performance.

Taking the Internet Beyond the Browser

In addition to including Internet Explorer, the "Mango release will connect the power of the Web to the unique capabilities of Windows Phones, such as location awareness, camera and access to apps, to present a way of viewing the Web that is more localized, actionable and relevant.
Internet Explorer 9. A browser based on the powerful Internet Explorer 9 and including support for HTML5 and full hardware acceleration.
Local Scout. Provides hyper local search results and recommends nearby restaurants, shopping and activities in an easy-to-use guide.
Bing on Windows Phone. More ways to search the Web, including Bing Vision, Music Search and Voice so it's easy to discover and decide.
Quick Cards. When searching for a product, movie, event or place, see a quick summary of relevant information, including related apps.

Strengthening the Ecosystem

The Windows Phone ecosystem has grown steadily since Windows Phone 7 first launched in October, with more than 17,000 apps currently available on Windows Phone Marketplace and Windows Phone handsets available from a range of partners worldwide, and Microsoft's recently announced partnership with Nokia. "Mango" will further expand and strengthen the Windows Phone ecosystem through new partnerships with Acer Inc., Fujitsu Ltd. and ZTE Corp., which today announced plans to deliver new Windows Phone devices in markets around the world. Furthermore, Microsoft announced it will support additional languages, including Brazilian Portuguese, Simplified and Traditional Chinese, Czech, Danish, Dutch, Finnish, Greek, Hungarian, Japanese, Korean, Norwegian, Polish, Portuguese, Russian, and Swedish, and will greatly expand the list of countries where consumers have access to apps via Windows Phone Marketplace. As well, a beta release of the free Windows Phone Developer tools, which will be used to create the next generation of "Mango" apps and games, will be posted for public download to Microsoft's website within 24 hours of today's events. More information about what "Mango" means for developers, the tools and a link to the public download page is available at http://windowsteamblog.com/windows_phone/b/wpdev/archive/2011/05/24/developer-news-beta-mango-tools-available-today.aspx .

Founded in 1975, Microsoft (Nasdaq: MSFT) is the worldwide leader in software, services and solutions that help people and businesses realize their full potential.

Some information relates to pre-released product that may be substantially modified before it's commercially released. Microsoft makes no warranties, express or implied, with respect to the information provided here.

*Data plan required; carrier fees apply. Apps from Marketplace. Features and services vary by area, phone, carrier and service plan.

.

SOURCE Microsoft Corp.



Advance Gross Domestic Product by Industry, 2010

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Baidu.com’s Lead Investor Contributes $11.5 Million to CalUniversity

LOS ANGELES, Calif., March 25 (SEND2PRESS NEWSWIRE) — California InterContinental University (CalUniversity), a leading distance-learning educational institution, has received a $11.5 million investment from Dr. Finian Tan, the lead investor in China’s number one search engine Baidu.com. This contribution makes Tan the university’s primary shareholder, and will be used to develop CalUniversity’s presence internationally as well as to provide affordable education worldwide.

CalUniversity’s business, healthcare and information technology programs will now be available to students in China, India and the Gulf Corporation Council (GCC) countries, and will provide attendees with the ability to earn a degree for an affordable tuition. Dr. Finian Tan’s investment came as the result of the promising future he sees in CalUniversity and a strong belief in the career advancement it can bring to countries like China.

“Just as I saw a great future for Baidu.com, I see the same potential for success at CalUniversity,” said Baidu.com Investor Dr. Finian Tan. “There are a lot of opportunities in Asia and abroad, with education topping the list. With this investment I hope to make degree attainment a possibility for people of all ages and classes.”

“We’re excited to have Dr. Finian Tan on board to help CalUniversity reach its goals of providing affordable education in countries all over the world,” said CEO and Chairman of CalUniversity Dr. Shaan Kumar. “In China it is estimated that only one in four high school graduates has the opportunity to pursue a university level education, mainly due to high costs, and with Dr. Tan’s help we’re on our way to changing that.”

This investment will allow CalUniversity to offer programs for Bachelor’s, Master’s and Doctoral degrees through an interactive learning curriculum, flexible degree completion and affordable tuition and fees. For more information on CalUniversity, please visit www.caluniversity.edu .

About CalUniversity:
California InterContinental University (CalUniversity) is a distance learning online educational institution dedicated to the study of business administration and management. As part of the school’s mission, CalUniversity promotes quality learning, critical thinking, and the discovery of new knowledge for the benefit of diverse business communities.



Black-Owned Businesses Increased at Triple the National Rate in the US

Census Bureau Reports the Number of Black-Owned Businesses Increased at Triple the National Rate

February 8, 2011 (MMD Newswire) --From 2002 to 2007, the number of black-owned businesses increased by 60.5 percent to 1.9 million, more than triple the national rate of 18.0 percent, according to the U.S. Census Bureau's Survey of Business Owners. Over the same period, receipts generated by black-owned businesses increased 55.1 percent to $137.5 billion.

"Black-owned businesses continued to be one of the fastest growing segments of our economy, showing rapid growth in both the number of businesses and total sales during this time period," said Census Bureau Deputy Director Thomas Mesenbourg.

These new data come from the Survey of Business Owners: Black-Owned Businesses: 2007. The survey provides detailed information every five years for black-owned businesses, including the number of firms, sales and receipts, number of paid employees and annual payroll.

Data are presented by geographic area (nation, state, county, city and metro area), industry and size of business. Preliminary national and state data were released in July 2010.

In 2007, nearly four in 10 black-owned businesses operated in the health care and social assistance; and repair, maintenance, personal and laundry services sectors. The retail trade and health care and social assistance sectors accounted for 27.4 percent of black-owned business revenue.

Among states, New York had 204,032 black-owned businesses and accounted for 10.6 percent of the nation's black-owned businesses, followed by Georgia, with 183,874 black-owned businesses (9.6 percent) and Florida, with 181,437 (9.4 percent).

Among counties, Cook, Ill., had the most black-owned businesses, with 83,733, accounting for 4.4 percent of all the nation's black-owned businesses. Los Angeles followed with 59,680 (3.1 percent) and Kings, N.Y., with 52,705 businesses (2.7 percent).

Among cities, New York had the most black-owned businesses, with 154,929 (8.1 percent of all the nation's black-owned businesses), followed by Chicago, with 58,631 (3.1 percent), Houston, with 33,062 (1.7 percent) and Detroit, with 32,490 (1.7 percent).

Other highlights:

* Of the 1.9 million black-owned businesses in 2007, 106,824 had paid employees, an increase of 13.0 percent from 2002. These businesses employed 921,032 people, an increase of 22.2 percent; their payrolls totaled $23.9 billion, an increase of 36.3 percent. Receipts from black-owned employer businesses totaled $98.9 billion, an increase of 50.2 percent from 2002.

* In 2007, 1.8 million black-owned businesses had no paid employees, an increase of 64.5 percent from 2002. These nonemployer businesses' receipts totaled $38.6 billion, an increase of 69.0 percent.

* The number of black-owned businesses with receipts of $1 million or more increased by 35.4 percent to 14,507 between 2002 and 2007.

The Survey of Business Owners defines black-owned businesses as firms in which blacks or African-Americans own 51 percent or more of the equity, interest or stock of the business. Additional reports from the survey highlighting other minority- and veteran-owned businesses will be issued over the next year. Subsequently, separate publications will be issued highlighting additional characteristics of all businesses and their owners.



Postal Service Begins 2011 with Loss in First Quarter

Recession eases, but First-Class Mail volume continues to decline

Washington, DC (MMD Newswire) February 9, 2011 -- The U.S. Postal Service (USPS) ended the first quarter of this fiscal year (Oct. 1 - Dec. 31, 2010) with a net loss of $329 million, compared to a net loss of $297 million for the same period in fiscal year 2010. Excluding the cost of prefunding future retiree healthcare benefits and noncash adjustments to the workers' compensation liability, the Postal Service would have had a net income of $226 million for the first quarter.

Despite significant cost reductions and efforts to grow revenue, current financial projections indicate that the Postal Service will have a cash shortfall and will have reached its statutory borrowing limit by the end of the fiscal year. Absent changes in applicable laws, the Postal Service will be forced to default on some of its financial obligations to the federal government on Sept. 30, 2011.

"The Postal Service continues to seek changes in the law to enable a more flexible and sustainable business model," said Postmaster General and CEO Patrick R. Donahoe. "We are eager to work with Congress and the Administration to resolve these issues prior to the end of the fiscal year."

Economic indicators suggest that the worst of the precipitous volume decline during the recession is over. The lack of strong economic growth, however, continues to have an impact on the Postal Service's financial situation. Total mail volume increased a modest 707 million pieces or 1.5 percent for the first quarter of 2011, compared to the first quarter of 2010. Total mail volume remains well below the 2006 peak.

Mailing Services revenue of $15.3 billion decreased $520 million, or 3.3 percent, in the first quarter of 2011, compared to the same period a year ago. Mailing Services volume of 45.9 billion represents a 1.5 percent increase from the same period a year earlier. Revenues from Mailing Services declined despite an increase in overall volume. The increase in revenue from Standard Mail was not sufficient to offset the loss of revenue from the reduced volume of First Class Mail.

Mailing Services results include:

* First-Class Mail revenue of $8.8 billion, on volume of 20 billion pieces;

* Standard Mail revenue of $5 billion, on volume of 23.8 billion pieces;

* Periodicals revenue of $480 million, on volume of 1.8 billion pieces; and

* Package Services revenue of $431 million, on volume of 186 million pieces.

Shipping Services revenue of $2.6 billion increased 1.7 percent or $42 million compared to the same period a year ago. Shipping Services volume of 422 million pieces represented a 2.4 percent increase compared to the same period a year earlier.

Details of the first quarter results include:

* Operating revenue of $17.9 billion, compared to $18.4 billion in the same period a year earlier, a decrease of 2.6 percent;

* Operating expenses of $18.2 billion, compared to $18.6 billion in the same period a year earlier, a decrease of 2.4 percent;

* Total mail volume of 46.4 billion pieces, compared to 45.7 billion pieces in the same period a year earlier, an increase of 1.5 percent.

The Postal Service reduced work hours in the first quarter by 6.4 million hours or 2.1 percent representing a reduction of approximately 3,600 full time equivalent employees. The number of career employees on Dec. 31, 2010 was 578,292, a reduction of 5,616 employees since the beginning of the first quarter. Since Dec. 31, 2007, the number of career employees has been reduced by 102,721 or 15.1 percent

Service performance remained excellent during the first quarter, with the national score for overnight Single-Piece First-Class Mail arriving on-time 96 percent of the time, a slight improvement over the same period a year earlier.

"I am very proud of our workforce. Postal employees continue to deliver exceptional service in these difficult times and in very challenging weather," said Postmaster General Patrick R. Donahoe, addressing the Postal Service's Board of Governors in open session today in Washington.

Several new marketing initiatives have been introduced that may help to improve revenue growth in 2011, including expansion of simplified addressing for business mailers, Priority Mail Regional Rate Boxes, Reply Rides Free, customized cards and the sale of gift cards. In addition, in January 2011, new Shipping Services prices increased an average of 3.6 percent. New Mailing Services prices that are limited to the Consumer Price Index cap of 1.7 percent, will take effect in April. While new marketing initiatives and price increases may help improve revenue growth, electronic diversion implies long term structural changes in demand.

The Postal Service is aggressively pursuing a plan to reduce total expenses, which include organizational redesign initiatives. The Postal Service projects $2 billion in cost savings in fiscal year 2011, including a reduction of some 40 million work hours across the organization. Benefits of these initiatives, however, may be offset by rising fuel prices. Also, new contracts with the American Postal workers Union (APWU) and the National Rural Letter Carriers Association (NRLCA) are currently in negotiation.

Copies of the first quarter financial results will be available later today on the Postal Service website: http://www.usps.com/financials/_doc/Quarter_I_FY11_10Q_Final.doc

The Postal Service receives no tax dollars for operating expenses, and relies on the sale of postage, products and services to fund its operations.



Hard Hit Construction Industry can find Assistance with New Communication Platform

Contractors will find assistance with their return on investment by utilizing a new asset communication platform now available on the web; ContractorAssets.com

“Our overall goal is simple; we want to be the go to site for the construction industry in our specialties,” explains Doug Wattenburger, “We will accomplish this by offering a superior product at little to no cost to the contractor.”

Seattle, WA (PRWEB) November 19, 2010

ContractorAssets.com concentrates on four key areas in the construction industry; construction equipment, building materials, construction jobs and project opportunity. Their goal is to provide advertising and marketing for contractors in relation to these four key areas with little to no out of pocket cost. Currently ContractorAssets.com provides free listings for all project opportunities and construction Jobs. Their short term objective is to make all listings free; they are currently working with several industry organizations and advertisers to accomplish that task.

“Our overall goal is simple; we want to be the go to site for the construction industry in our specialties,” explains Doug Wattenburger, ContractorAssets.com project manager. “We will accomplish this by offering a superior product at little to no cost to the contractor.”

Understanding the specialties of Contractorassets.com is simple. The construction equipment category allows contractors to advertise and search surplus construction equipment and tools. Building materials offers contractors to list or locate excess or reclaimed building materials. Construction jobs are an outlet for construction companies to list employment opportunities. Project opportunities bring about new business partners through project awareness.

“We are excited for construction professionals to register and participate, we have already made the venue cost effective, but the more participation will allow us to pass additional value back to the contracting community,” Wattenburger said. “Our first full marketing campaign begins in December so we encourage contractors to get registered and listed early to take advantage of the upcoming increase in awareness.”

The Platform will be marketed through web based advertisement efforts such as Google Adwords, banner ads, direct marketing and traditional print advertisement in construction related publications.

About ContractorAssets.com:
ContractorAsset.com is an entity of ICC Services. ICCS Services specializes in integrating creative communication in web based applications. The project was a collaboration of contracting experience, technical expertise and marketing history. The overriding intent is to harness technology and a new age business model to pass the production saving to our end users; the contracting community.
http://www.contractorassets.com/



Asians building stronger social media presence

Singapore – Asians are building a stronger presence on social networking sites like Facebook and Twitter which have traditionally been dominated by people in the Western world. As reported by AFP, the move is stated to present new marketing opportunities online on a commercial scale. China alone has a over a purported 220 million bloggers.

Social media guru Thomas Crampton, Asia-Pacific director of Ogilvy Public Relations’ global social media team, is quoted in the report as stating of the impact on advertising, “Asia is… the most exciting part of the world for what’s going on in social media.”

Blake Chandlee, Facebook’s commercial director for regions outside North America and western Europe, is further quoted as stating, “The Asian market’s a very, very big market for us… It’s an enormous opportunity for us.”



Great Stories From The Recent Past

Buffett says country remains in recession

warren-buffett

New York – Wealthy investor Warren Buffett recently expressed his views on the U.S. economy, stating that the U.S. was not yet out of a recession. As reported by Reuters, Buffett proposed that contrary to an assessment stating the recession ended over a year ago, the country is still in a downturn that may take some time to get out of.

Buffett is quoted by Reuters as stating to CNBC television, “We’re still in a recession… We’re not gonna be out of it for a while, but we will get out.”

As noted in the report, the National Bureau of Economic Research stated that June 2009 had marked the ending of an 18-month recession, however economic activity had not necessarily resumed as normal. Buffett reportedly stated his definition of recession varied from that of the NBER.

Buffett: The Economy Has 'Fallen Off A Cliff'

Warren Buffett Slams "Cap and Trade" as a Regressive Tax on All Americans



Gold Supply Increases in Second Quarter of 2010

gold-bars-3

2010-09-16 17:23:04 (GMT) (WiredPRNews.com

The supply of gold rose in the second quarter (Q2) of 2010, with an increase of 17% over Q2 2009. Also, up was mine production by 5% over 2009 to 658.5 tons. This increase was fueled by new operations that increased gold mining productivity.

Australia led the way with new Mewmont’s Boddington gold mine supplying the largest output of gold. Other very productive mines in Q2 2010 were the Agnico Eagle gold mine in Mexico and the Valadero mine in Argentina.

Not all gold mines had a productive quarter as the Grasberg mine in Indonesia and the Yanachocha mine in Peru both declined by 32%. Poor grades of ore were contributed to the production decline.

The big buyers in Q2 2010 were central banks that took more gold out of the market. The official numbers came in at a net purchase of 7.7 tons. The IMF in Q2 2010 was a heavy buyer of 47 tons of gold which now puts their inventory to 283.1 tons. This total leaves only 120.2 tons left that have been marked to sale.

Russia is one of the leading countries looking to acquire gold to their reserves including 34 tons in Q2 2010. Russia has shown to have a committed program to accumulating a large reserve of gold.

Recycled gold hit the second highest quarter with 496 tons changing hands which was up 35% over Q2 2009. The increase in people selling their own personal gold bullion positions can be attributed to the higher prices across most markets foreign and domestic. The recycling of gold has been on a steady increasing trend as many have started to look at cashing in on what can be considered nice profits. Non Western markets especially the Asian markets saw high amounts of Q2 sales from market specific high gold prices.

The increase in recycled gold is also attributed to the belief that many held gold in the first quarter of 2010 with expectations of higher prices to come in the second quarter which did materialize. In the United States gold prices hit record highs in June and September.

India seems to be one country still holding out for even higher prices for gold. Their second quarter numbers for gold recycling was considerably lower than expected.


GOLD VS DOLLAR


from Webmaster B. javamanmonk: It is a well-known fact, that the forces of supply and demand also affect prices on the consumer goods mentioned in the video clip, but as a general rule of thumb, the narrator is correct in relating the price of gold and paper currency to consumer goods. It is sound advice to have a diverse portfolio.


Gold Rush 2010

gold-coins

Tuesday, Sept. 14, 2010 - Gold reached a new all-time high of $1,275.40, breaking the previous record high of $1265.50 on June 21, 2010!

This is due in part to economic concerns in Europe and the weakening U.S. dollar index. Accordingly, gold experienced an upward surge on Tuesday, September 14, 2010.

A Bloomberg survey of 29 financial investors, traders and analysts have predicted that gold may rally as high as $1,500.00 next year. Demand for physical gold is expected to remain strong as gold continues to be a safe haven investment for long-term and short-term investors alike.

Gold futures for December went to a record of $1,276.50 during Tuesday's trading.

Silver also had a record day, rising to a new high of $20.55 an ounce.


Ron Paul: Bernanke Deliberately Destroying Dollar


Gold Near All Time High Again

WiredPRNews.com (Press Release Distribution) For those interested in buying gold coins, the news has been extremely interesting as of late. Gold is once again approaching an all-time high. Gold has also closed higher nine years in a row and is on target to do the same this year.

As of this writing, the price of gold is just over $1,245 per ounce. This puts it within a couple of percentage points of its all-time high of over $1,265 per ounce.

While the price of gold may pull back and correct in the near term, the yellow metal’s performance in recent times puts its long-term prospects in perspective.

Gold’s performance has come in the face of a salvo of disappointing economic news in the U.S. The dollar which has weakened, hurt in particular by statements by Chinese officials indicating that they are losing their appetite for the U.S. currency.

Since the U.S. dollar is currently the world reserve currency of choice—and has been since the World War II era—gold has a tendency to be its counterweight. Gold is the chief competitor to man-made currencies and is often referred to as the ultimate form of real money.

China’s economy has recently surpassed Japan’s as the world’s second largest and China’s foreign currency reserves are massive. For years, China’s reserves have been dominated by dollars, but now that is in doubt. This has had a negative impact on the value of the U.S. dollar.

Because gold tends to move in the opposite direction of the dollar over the long run, gold has been the beneficiary of this decline in the dollar and those who had the foresight to hold gold have especially benefited.

But the decline in the dollar is not the only economic news that has buoyed gold prices in recent times. There is a great deal of uncertainty pervading the U.S. economy in many areas.

The employment picture is bleak. Despite the huge stimulus package passed last year, U.S. unemployment continues to hover at near 10%, one of the highest levels in modern times. The financial markets are uneasy about this situation because the economy can never truly become healthy with so much of the work force sitting idle. And unemployment has been especially persistent in this recession—so much so that some analysts are calling it a depression. This sentiment has people moving toward safe havens, such as gold.

The continued trouble in the real estate market is also a factor in the rising price of gold. Traditionally, real estate has been seen as an alternative to paper assets, such as stocks and bonds. In addition, it has also been regarded as a hedge against inflation.

Unfortunately for nearly two years now, the real estate market has performed poorly. Many Americans have lost a great deal of money in real estate at a time when they were in need of alternative assets to shelter their wealth from the financial crisis. This was of course caused by the same subprime mortgage debacle which slammed the stock market. The effect of this was to produce a paradigm shift in the correlation between stocks and real estate.

No longer could real estate be depended upon to move independently of the stock market since the same factors caused both markets to decline at the same time.

This has caused more people to move into gold, particularly gold coins, due to their affordability, convenience, portability and ready liquidity.

As long as uncertainty continues to dominate the U.S. economic outlook, financial markets will be uneasy and Americans will seek safety and security. This has already caused the price of gold to reach toward new heights and there is certainly no sign of these conditions changing any time soon. Therefore, higher gold prices are probably in store.

ITM Trading is a fifteen year-old precious metals firm specializing in physical gold, silver and platinum products used as a safe-haven as well as growth. We can be reached at 1-888-OWN-GOLD or www.itmtrading.com.

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Rudy Giuliani in Drag Spurning Donald Trump



Yes, it's former NYC mayor Rudy Giuliani in drag
with "Apprentice" tycoon Donald Trump as an admirer.
With Trump's presidential endorsement of fellow richey rich boy Mitt Romney,
could it mean a break up with the former New York City Mayor, and Trump
or, will it be a threesome?
However it works out, the gap between tax and bail out King, Obama and the elite GOP's choice for president,
became so narrow as to be, not much difference.
Rank and file Republicans, Independents, and thinking Democrats will be left holding the bag again for 2012, no choice, no change.



Cosmetology and Other Service Occupations on the Rise as 'Boomers' Age

Studies show an imminent growth in the cosmetic industry

WALLINGFORD, CT, September 06, 2010 /24-7PressRelease/ -- The United States Department of Labor projects that service occupations will see an incline in employment over the next 8 years. According to the Bureau of Labor Statistics' Economic News Release, skin care and other personal care service jobs are projected to see employment increases between 35 and 40 percent. The service-providing industry as a whole is projected to add 14.6 million jobs, which amounts to 96 percent of the increase in total employment.

Organizations providing training ( http://academydicapelli.com/dates/index.html ) for these future service employees will be vital in establishing the "quality" of growth within the industry. Academy Di Capelli School of Cosmetology's motto, "Stop searching for a job and let's start your career!" perfectly encapsulates the direction of the personal care industry from "recreational" to "professional." Located in Wallingford, Connecticut, Academy Di Capelli School of Cosmetology focuses on superb craftsmanship and impeccable service skills, ultimately raising the bar for the cosmetology industry as a whole while providing a place where students can learn from the very best.

The increase in the cosmetology industry and other personal care industries is linked primarily to the aging baby boom generation and secondly to the steady demand from teenagers. In 2011, 78 million American baby boomers will begin turning 65. Despite a lackluster economy, salon owners ( http://academydicapelli.com/haircuts/index.html ) say, "We've actually seen an increase in clientele. People seem to be taking care of themselves even more, now that things are looking a little grim." The amount of disposable income in the hands of teenagers and baby boomers is expected to sustain the industry's growth and success.

About the United States Department of Labor

The United States Department of Labor, established in 1913, fosters and promotes the welfare of job seekers, wage earners, and retirees. The Department administers more than 180 federal laws including the Fair Labor Standards Act (FLSA) as well as collects data and reports on labor trends and statistics.

About Academy Di Capelli School of Cosmetology

Academy Di Capelli School of Cosmetology is fully accredited by the National Accrediting Commission of Cosmetology Art & Sciences (NACCAS) and is a L'Oreal Professional certified institution. With a professional staff of experienced licensed Cosmetologists, a thorough curriculum ( http://academydicapelli.com/courses/index.html ), and state-of-the-art equipment, Academy Di Capelli prepares students for a lasting career in Cosmetology.

Contact Information:
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Is Cloud Computing the Next Big Thing for Businesses

Carlsbad, CA, September 18, 2010 --(PR.com)-- In September's issue of Business Review Europe we take a look at why cloud computing is suddenly registering on everyone’s business radar and whether it’s right for your business.

We speak to experts FusionCloud and Claranet in order to bring you everything you need to know about the move that could change the way businesses conduct their IT infrastructure.

“This ‘corporate class’ technology is now affordable to smaller businesses without them having any upfront investment in infrastructure,” explains Piers Linney, joint CEO of leading cloud computing firm, Outsourcery, Microsoft’s Worldwide Hosting Partner for 2010.

“In the current market environment this new wave of cloud computing is empowering companies to become more efficient, productive and work smarter, whilst saving money.”

The cloud is suitable for every type of business according to Tony Lucas, founder of one of the first public cloud platforms, Flexiant. He says: “The reason for this usually revolves around privacy or regulatory or things like that. Lloyd’s Banks aren’t suddenly going to put their whole infrastructure on it, for example. It just wouldn’t make sense from a regulatory point of view, even if they could save money. So it’s really about looking at the different services and seeing what fits best.”

About Business Review Europe

Business Review Europe is a leading digital media source of news and content for C-level executives across European industry. Business Review Europe is the territory-dedicated arm of the White Digital Media Group. Founded in 2007 by entrepreneur Glen White, White Digital Media retains a diversified portfolio of websites, magazines, daily news feeds and weekly e-newsletters that leverage technology to innovatively deliver high-quality content, analytical data, and industry news. For more information, contact +44 01603 217530 or visit www.businessrevieweurope.eu.



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How did credit reports get started?

By: Michael Malloy

Credit River, MN (WiredPRNews.com) — In the very early days, when people bought things on credit at the general store, the store clerk wrote the purchase amount on a piece of paper that was then put into a “cuff”, or a paper tube that they wore on their wrist. Eventually, someone had the idea of collecting all of the information from these clerks’ cuffs and putting it together for other merchants to refer to before granting credit to customers.
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Sam’s Club to offer small business loans

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New York2010-07-07 03:39:36 (GMT) WiredPRNews.com – Sam’s Club plans to offer small business loans to qualifying members. As reported by the Associated Press (AP), the move for Wal-Mart’s warehouse club chain is one of several steps the retailer has taken in offering financial services to customers that aid in boosting spending.

As noted in the report, a program is being tested by Wal-Mart and Superior Financial Group to offer loans ranging from $5,000 to $25,000 to small business members. Catherine Corley, vice president of membership at Sam’s Club, is quoted by the AP as stating of the program need, “Access to capital is a major pain point for our members.”

The program will reportedly focus on businesses owned by women, minorities, and veterans. Members who apply for the loans during the testing period may receive a reduction in their application fees and additional discounts.

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Tips to help avoid traps that can drop your credit risk rating

Manage the credit you don’t use.

WiredPRNews.com - It is easy to apply for a store credit card today and then forget all about it in three years. However, that account will remain on your credit report and affect your credit score as long as it is open. Having credit lines and credit cards you don’t need makes companies view you as a bigger credit risk because you run the risk of “overextending” your credit.

Having lots of accounts you don’t use also increases the odds that you will forget about an old account and stop making payments on it, resulting in a lowered credit score. Only keep open accounts that you currently use and make sure that all other accounts are closed. Having fewer accounts will make it easier for you to keep track of your debts and will increase the chances of you making all payments on time while maintaining a good credit score. However, you must realize that when you close an account, the record of the closed account remains on your credit report and that can also affect your credit score for a while. In fact, closing unused credit accounts may actually cause your credit score to drop in the short term, as you will have higher credit balances spread out over a smaller overall credit account base.

For example, if your unused accounts amounted to $2,000 and you owe $1,000 on accounts that you have now (let’s say on two credit cards that total $2,000), you have gone from using one fourth of your available credit ($1,000 owed on a possible $4,000 you could have borrowed) to using one half of your credit (you owe $1,000 from a possible $2,000). This will actually cause your credit risk rating to drop. In the long term, not having the extra temptation to charge and resisting credit that you don’t need can work for you.

Limit inquiries on your credit report.

Every time someone looks at your credit report, an inquiry is noted. If you have many inquiries on your report, it may appear that you are shopping for several loans at once or that you have been rejected by lenders. Both can make you appear to be a poor credit risk and may affect your credit score. This means that you should be careful about who you allow to access your credit report and when. If you are shopping for a loan, do so within a short period of time because inquiries made within a few days of each other will generally be lumped together and counted as one inquiry. You can also cut down on the number of inquiries on your account by approaching lenders you have already researched and may be interested in doing business with. By researching first and approaching second you will likely have only a few lenders accessing your credit report at the same time, which can help save your credit score.

Written by: Michael Malloy ( The Credit Physician ) This author has been researching the anatomy of the credit report for years, giving readers the information to empower them to take control of there credit reports.
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md@creditphysician.net



Bankruptcy or Debt Consolidation: Which Path Should You Take?

What is right for someone else may not be right for you. It is vitally important that you find the debt relief option that best meets your needs.

July 16, 2010 /24-7PressRelease/ -- If you feel overwhelmed by seemingly insurmountable debt caused by a prolonged illness, job loss, failing business, divorce or other reason, you may be considering a bankruptcy filing or debt consolidation. The goal of both of these options is to help you regain control of your finances, but they are wildly different. What is right for someone else may not be right for you. It is vitally important that you find the debt relief option that best meets your needs.

Higher-Value, Complex Debt? Bankruptcy Might Be Your Best Bet.

Complicated debts (like those involving one or more mortgages, car payments, mixed-ownership-assets and those of high value) may be best resolved through a Chapter 7 or Chapter 13 personal bankruptcy filing. An important benefit of bankruptcy is that it brings immediate relief: all collection actions - including foreclosures, garnishments, repossessions and creditor harassment - must stop when a bankruptcy proceeding begins. Chapter 7 bankruptcy will discharge your unsecured debt, wiping the slate clean quickly. Chapter 13 may not discharge as many of your debts immediately, but it does combine them into a single monthly payment that you will make for a set period.

Both of them give you the time you need to get back on your feet, are cost-effective options, put an end to the harassing phone calls and threatening letters you are getting, and let you save money in the long run. Another advantage of filing for bankruptcy is that the process (and the attorneys themselves) is highly regulated by federal statutes and state ethical guidelines.

Pros and Cons of Debt Settlement

In a nutshell, debt consolidation combines multiple smaller debts into a single larger one. In theory, this is a great idea, as it would allow a debtor to make only one monthly payment to reduce debt quickly. Unfortunately, debt consolidation is not the "miracle cure" that many people believe it to be. Though it is true that some companies offering these services are honest and altruistic, dedicating themselves to helping their customers get out from under debt and only charging a nominal fee for their services, some are not.

Disreputable companies charge excessive fees for empty promises. Some say that they can "negotiate with your creditors" to settle your debt - there is no guarantee that a negotiation will prove to be successful, and you could directly contact the company for a settlement discussion for free. Many people actually find themselves in worse shape after attempting a debt settlement; they have now wasted time, money and energy trying in vain to resolve their debt.

Where Should You Turn for Help?

If you are facing insurmountable debt, you are likely confused about where you can turn for help. Your best bet, whether you are leaning towards bankruptcy or debt consolidation, is to contact a law firm with in-depth knowledge of a wide range of debt relief options.

Article provided by Macco & Stern LLP Visit us at www.maccosternlaw.com



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